Dan Melson at Searchlight Crusade has a great explanation of the various
Go there and educate yourself, and check out the extensive links of related posts. You're bound to save yourself a wheelbarrow full of money...and since we don't live in the Weimar Republic, that's a very good thing!
And thanks, Dan, for your kinds words about the "How to Make Important Decisions" post!
posted by Mike at 5:11 PM